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Lending Products

HDF provides a myriad of financial products and services designed to assist households with downpayment and other fees on their first home, to help developers build and/or renovate affordable housing units, and to create partnerships to encourage affordable housing development and homeownership.


  • For Homebuyers
  • HDF offers a variety of downpayment assistance products to help low- and moderate-income households achieve first-time homeownership. We offer loans such as our SmartMove Homeownership Program and our Live Where You Work (LWYW) Fund.

  • For Developers
  • Our $43.8 million Multifamily Loan Fund, funded by 18 banks, aids developers of affordable housing. Since its inception in 1989, HDF has financed the construction and preservation of over 1,000 high-quality homes in its service area.

  • For Existing Clients
  • For those who have a SmartMove second mortgage loan and are looking to refinance their existing first mortgage.

  • For Potential Landlords (LEAP)
  • (Currently in development) A brand-new program aimed at creating a new class of “Landlord Entrepreneurs” that will revitalize Connecticut cities with high foreclosure rates.

  • Affordable Homes for Sale
  • View our beautiful and affordable properties currently for sale in Stamford, Norwalk, Danbury, New Haven, and Bridgeport.



           

   

Testimonials

“If not for HDF, this experience of purchasing a home would not have happened at this time. The entire process was painless and fast.”– Lauren Mihaylo, new homeowner in Newtown, CT”Love the process! Yes I would recommend to others. :)”– S.B., new homeowner in Brookfield, CT

Contact Us

Housing Development Fund, Inc.
100 Prospect Street, Suite 100
Stamford, CT 06901-1696
P 203.969.1830
F 203.323.8958
E info@hdf-ct.org